CTNF has a network of over 50 private investors with access to institutional capital (money tied to the Federal Reserve). Our capital partners are nonbank lenders who conduct asset-based lending. They are not traditional banks. They are nonbank financial institutions that account for 70% of all debt financing originations to purchase real estate for investment firms like ours.

We have 5 private investors who have initially committed $34.6M in capital for our firm to acquire homes for young adults in foster care. Every week, we have more and more private investors connecting with us to provide capital for our business to buy real estate.

And we have a business model with guaranteed rental incomes from foster care stipends given to young adults in foster care to pay for rent & other households needs. In Florida, about 800 young adults in foster care receive $1,720/month in exchange for demonstrating the maturity & discipline to go to school and/or work.

After each property acquisition, we take profit concessions & pull equity to make additional purchases. We continue replacing the debt financing with secondary private investors in perpetuity to grow our number of rental units. No “seasoning” rules, limits on the number of mortgages or other restrictions typically regulated with traditional banks that prevents us from scaling at a pace that fits our customer’s housing needs.

This means if our customers needs 1 home or 100 homes, we can structure financing deals with our private investors and close on those funds within 5-30 days. And continue to go back for more, when needed. So when we launch the purchasing of homes in your area, it sticks. It holds.

No managing waiting lists or turning young people away.

We are here to help.